We have known Bernie as a family friend for many years so did not hesitate to ask for his help with the purchase of our second home near the beach. His polite and happy manner made an intricate process very simple, stress free and manageable in a very short time. We will be using Bernie’s expertise for the purchase of our next holiday home. Thanks Bernie

After being long term tenants we decided to leave the rental market to buy our own home. We spoke to HLS and with their assistance with everything from the first home owners grant to our loan application and dealing with Solicitors and real estate agents, ensured we were in our home within 5 weeks. Thanks guys!

HLS recently refinanced our company's commercial loan. The service provided by the team was exceptional. Their customer service was fabulous in returning all our calls, keeping us informed of all developments and from research I know they brokered us the best deal possible. Thank you!

After being messed around from a bank, HLS sourced a loan that suited my needs with very little stress and no hassles in a short amount of time.

Thanks to the fast, friendly and professional service from HLS, we had our loan in days, not weeks. Thanks Bernie

We've completed our last 2 loans through Gerard Heffernan-one on our investment property and our home loan. Gerard removed all the angst from the borrowing process, he was hugely knowledgable around the different products and thoroughly supportive through the process. I highly recommend him!

Thank you very much for all your help and making the purchase of our new home so easy. We have moved in and are very happy with it. Feel free to drop in and have a look anytime.