About us

At HLS, we are all about securing you the right finance quickly and with less stress.
You don't have time to spend on researching and making sure you understand all the finer points of finance loans but you still need the loan as soon as possible so you can realise your goals.

We are great at securing you finance more quickly and easier because we do a lot of the heavy lifting yet we don't do that by rushing you through and assuming you know everything about finance loans.

Instead, we straddle the line between getting it done for you quickly and easily but still keeping you fully informed so that you feel in control of the situation.

Since 2008, we have been a family owned and operated business. That's important to us because relationships are extremely important in business and you need someone who will find the best loan to suit you as opposed to simply pushing you through the process with any loan.

As country people, we bring all the values you would expect; honesty, hard work, integrity and above all, just doing a great job for a fair price.

That approach to business and those values have helped us build, and subsequently offer you access to, an extensive network of professionals such as solicitors, conveyancers, real estate agents, financial advisers and accountants. We find that these personalised relationships can greatly assist in the purchase process and we are always able to refer you to one of these specialists if you wish.

We would welcome a chat about how we can help you secure:

Want to speak to one of our staff to discuss your needs?

Meet The Team

Bernie Heffernan

Role	Director / Certified Credit Advisor
At HLS since	2008
Specialises in	Residential Lending
Quote	I love helping people achieve their financial goals and some of the great relationships formed in the process!
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Gerard Heffernan

Role	Director / Certified Credit Adviser
At HLS since	2015
Specialises in	Residential finance and client management
Quote	I am passionate about the finance industry and sharing my expertise and knowledge with staff and clients in helping everyone involved achieving a great outcome for all involved.
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Andrea Richards

Role	Settlements Officer / Admin
At HLS since	2011
Specialises in	Client / Lender Communications
Quote	I love working at Heffernan Lendng Solutions as I can help make a difference to people’s lives by keeping communication at a high level with all parties involved in a specific transaction.
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Jorge Empinado

Role	Admin Assistant
At HLS since	2021
Specialises in	Administration
Quote	I love how the team guides and assists you in finding the perfect property that fits your purpose and needs. We make sure that everything is in place for you to have the best possible experience.
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Anne Monteagudo

Role	Admin Assistant
At HLS since	2019
Specialises in	Administration
Quote	HLS really works towards their vision. Helping clients from all walks of life and all kinds of financial needs. I love working with them as it is very rewarding and fulfilling.
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Cricel Frialde

Role	Admin Assistant
At HLS since	2018
Specialises in	Administration
Quote	I’m glad to be part of Heffernan Lending Solutions. HLS has the best practice in taking care of client’s needs. As a new member, I received all the support I needed from the team, working as a loan admin processor is a rewarding career path for me.
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