(02) 6493 2555

About us

At HLS, we are all about securing you the right finance quickly and with less stress.
You don't have time to spend on researching and making sure you understand all the finer points of finance loans but you still need the loan as soon as possible so you can realise your goals.

We are great at securing you finance more quickly and easier because we do a lot of the heavy lifting yet we don't do that by rushing you through and assuming you know everything about finance loans.

Instead, we straddle the line between getting it done for you quickly and easily but still keeping you fully informed so that you feel in control of the situation.

Since 2008, we have been a family owned and operated business. That's important to us because relationships are extremely important in business and you need someone who will find the best loan to suit you as opposed to simply pushing you through the process with any loan.

As country people, we bring all the values you would expect; honesty, hard work, integrity and above all, just doing a great job for a fair price.

That approach to business and those values have helped us build, and subsequently offer you access to, an extensive network of professionals such as solicitors, conveyancers, real estate agents, financial advisers and accountants. We find that these personalised relationships can greatly assist in the purchase process and we are always able to refer you to one of these specialists if you wish.

We would welcome a chat about how we can help you secure:


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Meet The Team

Bernie Heffernan

Bernie Heffernan
Role Director / Certified Credit Advisor
At HHLS since 2008
Specialises in Residential Lending
Quote I love helping people achieve their financial goals and some of the great relationships formed in the process!
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Kim Boyd

Kim Boyd
Role Certified Credit Adviser
At HHLS since 2014
Specialises in Residential Finance
Quote I have been in client related businesses all my life and enjoy the many facets of client relationship. Joining Heffernan Financial Solutions is just an extension of this.
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Richard Noye

Richard Noye
Role Finance Broker
At HHLS since 2014
Specialises in Commercial Finance including Plant & Equipment and Leasing
Quote What attracted me to Heffernan Financial Solutions is the professional yet casual environment where you are not treated like a commodity but as a person with needs that are personal to me!
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Gerard Heffernan

Gerard Heffernan
Role Director / Certified Credit Adviser
At HHLS since 2015
Specialises in Residential finance and client management
Quote I am passionate about the finance industry and sharing my expertise and knowledge with staff and clients in helping everyone involved achieving a great outcome for all involved.
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Andrea Richards

Andrea Richards
Role Settlements Officer / Admin
At HLS since 2011
Specialises in Client / Lender Communications
Quote I love working at Heffernan Lending Solutions as I can help make a difference to people’s lives by keeping communication at a high level with all parties involved in a specific transaction.
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Sarah Nielson

Sarah Nielson
Role Admin Assistant
At HLS since 2014
Specialises in Administration
Quote Returning to the workforce after being at home with my children was made easy at Heffernan Lending Solutions as I found the working environment inviting, open and sincere, something that resinates with our clients.
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Heffernan Lending Solutions

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Testimonials

  • Thank you very much for all your help and making the purchase of our new home so easy. We have moved in and are very happy with it. Feel free to drop in and have a look anytime.

    Scott & Tracy, Bega

  • HLS recently refinanced our company's commercial loan. The service provided by the team was exceptional. Their customer service was fabulous in returning all our calls, keeping us informed of all developments and from research I know they brokered us the best deal possible. Thank you!

    Rod & Rosalind, Eden

  • After being messed around from a bank, HLS sourced a loan that suited my needs with very little stress and no hassles in a short amount of time.

    Andrea, Candelo

  • We have known Bernie as a family friend for many years so did not hesitate to ask for his help with the purchase of our second home near the beach. His polite and happy manner made an intricate process very simple, stress free and manageable in a very short time. We will be using Bernie’s expertise for the purchase of our next holiday home. Thanks Bernie

    Mark & Roxanne, Pambula Beach

  • After being long term tenants we decided to leave the rental market to buy our own home. We spoke to HLS and with their assistance with everything from the first home owners grant to our loan application and dealing with Solicitors and real estate agents, ensured we were in our home within 5 weeks. Thanks guys!

    Wayne & Jodie, Candelo

  • Thanks to the fast, friendly and professional service from HLS, we had our loan in days, not weeks. Thanks Bernie

    Barb and Dave, Eden