What we do
At HLS, we are all about securing you the right finance quickly and with less stress.
You don't have time to spend on researching and making sure you understand all the finer points of finance loans but you still need the loan as soon as possible so you can realise your goals.
We are great at securing you finance more quickly and easier because we do a lot of the heavy lifting yet we don't do that by rushing you through and assuming you know everything about finance loans.
Instead, we straddle the line between getting it done for you quickly and easily but still keeping you fully informed so that you feel in control of the situation.
Over 30 Lenders
We work with over 30 lenders so, once we understand your situation and goals, that means we can shop around for the best deal for you. You won't just be sold a product from a limited list so you will be able to rest easy that it really is the best loan for you.
Our 10 Step Process To Help You
The HLS service is a 10-step process where we will meet with you at your work, home, our office or somewhere else suitable for you. Once we understand what you are trying to achieve and what your situation is, we'll start working through our 10 step process designed to secure you loan as quickly as possible, with less stress and still keep you fully informed and in control. The steps are:
- Identify the lenders that may approve your loan.
- Assess your total borrowing capacity.
- Help select the most suitable loan structure that meets your objectives.
- Complete all loan application documents.
- Submit the loan application to the lender of your choice for approval.
- Notify you as soon as your loan has been approved.
- Be available to assist in executing the loan documents.
- Follow up on the settlement process and update you on all aspects of the transaction.
- Once settlement is complete ensure you have a full understanding of what happens next.
- You always remain a client of HLS, so we will keep in touch and make certain you are totally happy with our service and that of the lender.
HLS utilises industry-leading technology to help identify the loan, from our panel of lenders, that best suits your individual set of circumstances. Our technology is geared to:
- Identify the lenders that may qualify your loan application.
- Compare different loan products to help identify the most suitable.
- Identify your total borrowing capacity.
- Calculate fees related to purchasing your new home and loan.
- Calculate the effective rate that identifies the true interest rate after factoring all fees and charges.
- Calculate a range of loan repayments.
- Assist you with a savings calculator & planner for an upcoming purchase.
- Present mortgage minimising strategies.
- Show you how to utilise the equity in your existing property for investment and other purposes.
Want to discuss securing the right loan for you?